About Us

Subramanian Jambunathan (also known as Ravi Subramanian) is the Managing Director and Chief Executive Officer of the Board at Truhome Finance. He holds a post graduate diploma in management from the Indian Institute of Management, Bangalore and has approximately 30 years of experience in the banking and financial sector. He has previously served with organisations such as HSBC, Citibank N.A. and ANZ Grindlays Bank. He joined Shriram Group in 2010 and served as an executive director in Shriram City Union Finance Limited before moving to Shriram Housing Finance Limited, where he was appointed as a Managing Director and Chief Executive Officer in 2018.

Gauri Shankar Agarwal is the Chief Financial Officer at Truhome Finance. He has been associated with the organisation since August 1, 2019. At Truhome Finance, he develops long-term financial plans aligned with business goals and identifies cost-effective funding solutions and ensures strict adherence to defined regulations and ensures accurate financial reporting and Company's liquidity. He holds a bachelor’s degree in commerce from University of Calcutta and has passed the examination for the Institute of Chartered Accountants of India . He has experience of over 27 years in the financial sector. Before his association with Truhome Finance, he served as the Senior Vice President at Magma Housing Finance Limited and Head - resource mobilisation at SREI Infrastructure Finance Limited, among others

Nagendra Singh is the Chief Operating Officer at Truhome Finance. He has been associated with the organisation since December 1, 2018. He is responsible for driving the organization's business strategy, revenue growth, and market expansion to maximize loan originations, profitability, and market share. He manages sales, distribution, product innovation, marketing, partnerships, ensure portfolio quality and operational excellence. He holds a bachelor’s degree in science from University of Rajasthan and a post graduate diploma in management from Symbiosis Institute of Management Studies, Pune. He has experience of over 25 years in the financial sector. Before his association with Truhome Finance, he served as the Head of personal loan and corporate lending at the Shriram City Union Finance Limited and as the Senior Vice President and Regional Head North at Hongkong and Shanghai Banking Corporation Limited, among others.

Satinder Singh Sidhu is the Chief Collections Officer at Truhome Finance. He has been associated with the organisation since April 23, 2019. He is responsible for controlling delinquency, minimizing NPAs and optimizing the recovery of overdue payments. He ensures that collection strategies are effective and compliant with regulations to achieve targets for delinquency reduction and roll back rates. He holds a bachelor’s degree in arts from the University of Pune and a Post-Graduation Degree in International Executive Master of Business Administration in banking from the United Business Institutes Brussels, Belgium. He has experience of over 25 years in the financial sector. Before his association with Truhome Finance, he served as Vice President at Citicorp Finance (India) Limited and as National Collection Manager with mortgage loans at India Infoline Housing Finance Limited, among others

Easwaran Noorani Krishnan is the Chief Human Resources Officer at Truhome Finance. He has been associated with the Organisation since March 11, 2019. He is responsible for aligning the people strategy with business growth and building a high-performance, compliant, and ethical culture while driving compliance & digitization in human resources. He implements effective talent acquisition, retention and development strategies. He holds a bachelor’s degree in arts from University of Bombay and a master’s degree in personnel management from University of Pune. He has approximately 28 years of experience in human resources management. Before his association with Truhome Finance, he served as a Senior Manager- Employee Engagement at Damac Properties Co. LLC and as a Chief Human Resources Officer at Azizi Bank, among others.

Ramchandran B Nair is the Chief Business Officer at Truhome Finance. He has been associated with the organisation since April1, 2023. He is responsible for driving sales strategies in assigned geographies, focusing on achieving loan disbursement targets, expanding market share and leading teams to ensure compliance and profitability. He develops and implements strategies to source, structure, and close construction finance deals. He holds a bachelor’s degree in arts (special) from Gujarat University and a post graduate diploma in business management from Bhavan’s Rajendra Prasad Institute of Communication & Management. He has experience of over 32 years in the financial sector. Before his association with Truhome Finance, he served as State Business Manager at SMFG India Limited and Assistant Manager asset finance at Tata Finance Limited, among others. 

Sanjiv Gyani is the Chief Compliance Officer at Truhome Finance. He has been associated with the organisation since June 9, 2022. He is responsible for overseeing the organization's entire compliance risk landscape and acts as the primary nodal point of contact between our Company and regulators, handling regulatory inspections, ensuring timely submission of compliance reports and obtaining necessary approvals for changes in management or capital structure. He holds a bachelor’s degree in commerce from Ravishankar Vishwavidyalaya, Raipur, and a master’s degree in economics from R.D. Vishwavidyalaya, Jabalpur. He holds a post graduate diploma in business management from Centre for Management Development. He has experience of over 21 years in operations and sales. Before his association with Truhome Finance, he served as the Vice President Operations at the Dewan Housing Finance Limited and as the Head of Operations & Customer Service at the Fullerton India Credit Company Limited, among others. 

Nilesh Shivji Thakkar is the Chief Risk Officer at Truhome Finance. He has been associated with the organisation since March 17, 2025. He is responsible for the strategic oversight of all risks-primarily credit, market, and operational - to safeguard the organization's asset quality and ensure regulatory compliance. He establishes, monitors, and enforces risk management policies, procedures, and methodologies across all lending products. He holds a bachelor’s degree in science from K.J. College of Science and Commerce, University of Bombay, and a post graduate programme in management studies from K.J. Somaiya Institute of Management Studies and Research. He has experience of over 22 years in the financial sector. Before his association with Truhome Finance, he served as Head Credit Risk Management retail at SC Bank India where he handled functions such as credit and risk. 

Amit Bhatia is the Chief Strategy Officer at Truhome Finance. He has been associated with the organisation since April 1, 2023. He is responsible for defining, communicating, and executing the long-term vision, growth strategies, and strategic partnerships of the organization. He develops plans that drive sustainable growth in portfolio by analysing macroeconomic factors, competitive dynamics, and identifying new business opportunities. He holds a bachelor’s degree in engineering (chemical) from University of Pune and a post-graduate diploma in management from Indian Institute of Management, Lucknow. He has approximately 22 years of experience in the financial services sector. Before his association with Truhome Finance, he served at Citicorp Financial India Limited, GE India Industrial Private Limited and DHFL Pramerica Life Insurance Company Limited, among others. 

Leena Rohit Joshi is the Head - Operations at Truhome Finance. She has been associated with the organisation since March 15, 2023. She is responsible for end-to-end mortgage operations, covering pre-disbursement and post-disbursement activities. She optimizes loan processing, enhances custom er service, and leverages technology for automation and ensures strict adherence to NHB guidelines, internal policies, and statutory regulations. She holds a bachelor’s degree in commerce from Sarojini Naidu Government College, Barkatullah University, Bhopal and a master’s degree in business administration from Institute for Technology and Management, Mumbai. She has experience of over 15 years in financial sector. Before her association with Truhome Finance, she served as Senior Vice President at Poonawalla Housing Finance Limited and as Zonal Operations Manager at Dewan Housing Finance Limited, among others.

Dinesh Kishin Gangwani is the Chief Technology Officer at Truhome Finance. He has been associated with the organisation since July 23, 2024. He is responsible for defining the technology vision, drive digital transformation for lending and ensure scalability and security of financial technology. He collaborates to align tech investments with ROI and manages relationships with fintech partners and software vendors. He holds a bachelor’s degree in engineering (computer engineering) from University of Mumbai and holds a professional diploma in software technology and systems management from National Institute of InformationTechnology. He has approximately 25 years of experience in the financial sector. Before his association with Truhome Finance, he served as Chief Information Officer in Technology Department at Mahindra & Mahindra Financial Services Limited and as Chief Information Officer at Piramal Capital & Housing Finance Limited, among others.

Swapneel Shantaram Patil is the Head - Internal Auditat Truhome Finance. He has been associated with the organisation since October 1, 2023. He develops and implements an annual risk-based internal audit plan aligned with the company's business model and regulatory obligations and executes risk-based annual audit plans. He identifies control gaps, assesses risks and implements robust control frameworks to provide independent assurance to the Board and Audit Committee. He holds a bachelor’s degree in engineering (in its bio-medical engineering branch) from Mahatma Gandhi Mission College of Engineering and Technology, University of Bombay and a master’s degree of management studies from Sydenham Institute of Management Studies and Research and Entrepreneurship Education, University of Bombay . He has experience of over 25 years in the financial sector. Before his association with Truhome Finance, he served as Vice President at Fullerton India Credit Company Limited and as manager at CitiFinancial Consumer Finance India Limited, among others.

Puja Kirit Shah is the Company Secretary and Compliance Officer at Truhome Finance. She has been associated with the organisation since February 11, 2022. She ensures adherence to the Companies Act 2013, RBI and NHB guidelines. She manages board meetings, regulatory filings (MCA/RBI/SEBI), maintain statutory registers, draft legal documents and maintain corporate governance standards. She holds a bachelor’s degree in commerce from University of Mumbai, and a bachelor’s degree in law from Shreemati Nathibai Damodar Thackersey Women’s University. She is a member of the Institute of Company Secretaries of India . She has experience of over 10 years in the secretarial and corporate matters. Before her association with Truhome Finance, she served as a Company Secretary at Nabsamruddhi Finance Limited and ATPI India Private Limited, among others.